For example, something that is too complex for your comfort level, a security concern, or maybe your hardware can’t keep up with the service’s needs?
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Nothing really. I’m comfortable hosting mail, chat, my passwords and important documents. However:
Hosting personal/important data for other people is a bit intimidating because you kind of guarantee for safety and availability.
And services that are likely to be misused for illegal stuff and would be too bothersome. Otherwise i might host an anonymous spam eating email-forwarder, maybe a tor exit-node and a forum where adults can practise free speech. But that kind of stuff just attracts the wrong kind of idiots.