I don’t think there is an earlier option for less money anymore but could be wrong.
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No average year of IRA return will beat the 6.8% interest or more that a lot of us are paying on student loans debt.
Literally the old people stealing the wealth of future generations
Before that you had to work until you died or couldn’t physically do it any more and starved.
Grateful we aren’t at that point again, yet.
Over the lifetime of the investment account, it should outperform the interest you’re paying. You don’t want to track your retirement investments from year to year since the market constantly fluctuates, but it’ll still trend up 6-9%.
