I don’t think there is an earlier option for less money anymore but could be wrong.
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Social security is a Ponzi scheme. Every Ponzi scheme has an end. The Fed has been able to keep it going longer than normal by “printing” money, but it can’t do that forever. We are just now starting to see the beginning pangs of inflations. It will inevitably get worse.
I thought it was funded by taxing the working people to fund retiring people? Is there currently a shortfall?
