Does your choice depends on somehing? And from what country are you?
Almost everyone uses their card or phone here in Sweden. A lot of places stopped accepting cash.
I live in the US and 95% of the time I use credit cards; I carry very little cash for tipping and quick purchases. I have about 3 cash back cards that I rotate depending on what I’m purchasing and pay them off every month. The points I earn I’ll use for traveling. I never use my debit card except for when I go to the bank
Half cash, half card. I’m from Germany and I think that giving banks the level of control they’d have in a cashless society is one of the dumbest things a society can do.
Cash for small every day things. Otherwise some card for logging my budget. When I draw cash I log it to “everyday things”.
Germany
When in Vegas, cash. Everywhere else, card.
Cash, new Zealand. Here we get charged a fee for cc that’s 3% that’s a scam in my opinion and there’s probably a fee for eftpos as well so I just use cash.
Nah it’s been years since I was charged fees for eftpos.
Paywave though, the vendors are getting shafted for that since it’s credit. So of course they’ll pass it on
Card and also New Zealand. I tend to find the cc or EFTPOS fees only get directly added by small businesses like local dairys or restaurants. Otherwise, it’s generally considered an operating cost and as such is accounted for in the price, so you pay for it regardless of how you pay.
Dairy is where 80% of my transactions are to be fair
India. UPI.
Card, almost always. I rarely have cash on me.
The only exception is when I go to an event with lots of vendors. Then I take cash with me because I’m less tempted to spend more than I had planned.
Card for anything that could possibly be issue later on so I have protection. Cash for local businesses and my favorite chicken place that doesn’t take cards.
Almost exclusively credit. And I don’t even play the game where you move stuff around to maximize points and all the other Bullshit. I just use the credit card through my almost exclusively online bank. Every pay day, first thing I do is pay off whatever I’ve accrued on the card the past two weeks, so I never carry a balance.
Back when I would go to the bars a lot, I used cash often.
Cash, because I try to keep at least some privacy.
Cash and only cash. I live in Europe, so basocally wherever I decide to travel, my euros will be accepted, otherwise I’d rather get ripped off by an exchange than give a single piece of metadata to my bank :)
Travelling to places with a different currency outside the EU, I take my debit card and on the very first day withdraw some of the local currency from an ATM.
I live in the eurozone, and I don’t even know what euro cash looks like.
What are your reasons for using a card? Not bashing you, just genuinely interested :)
I don’t want to carry around more shit and it makes payment faster and less fucking about.
Also if I lose it I don’t lose all my money.
Cash, everywhere. It’s been weird to see some places refuse cash, and I usually don’t go back.
Apple Pay every day, and before that Google Pay. I haven’t really used cash in years.
There’s a very rare exception for like one store I visit that requires cash with an ATM next-door so I just pay by cash then but otherwise I’m using my phone/watch for all payments.
Nice try WEF !
