• Edgarallenpwn
    3•2 years ago

    NFTs, cheap gin and scratchers.

    Real answer: pay off my car as fast as possible and throw the rest in savings

  • @argv_minus_one@beehaw.org
    3•2 years ago

    If everyone else also gets it? Nothing; rent and food prices would increase and eat it up.

    If everyone else doesn’t get it? Avoid homelessness slightly longer than everyone else; rent and food prices would still increase and eat it up, but everyone else would run out of money and become homeless.

  • Random_Character_A
    13•2 years ago

    Probably find a way to waste it without affecting anything.

    I make 1000€ per month more than 5 years ago. Didn’t affect anything. You always seem to increase your monthly expences with equal ammount. Buy slightly better clothes, more expensive food, get a new pet, etc. and it all just disappears.

    • @HumbertTetere@feddit.de
      8•2 years ago

      Is being able to afford these things really not affecting anything?

      Especially the pet sounds like quite a difference to me.

      • Random_Character_A
        3•2 years ago

        We already had a pet, so it was to make the pet happier, but it was a bad example.

        For example in food you can buy the cheap tortured chiken or organicly grown outdoor chiken. It’s still the same chicken. You just feel a bit better when you think about it.

        Little improvements like this are a money sink and you can easily sink a 1000€ per month without really changing you everyday life.

    • @jmp242@sopuli.xyz
      1•2 years ago

      Yea. Though, TBH, given many things I’ve seen, I’m not really sure how bad it is to just … eventually… not pay off the debts.(In the US) Like, yes, it’ll hurt your credit - but even bankruptcy clears out in 7-10 years from what I understand. Just not paying off some credit cards?

      So, if you’re young enough, that might well not be a big deal, you can wait it out being poor just like you are now. If you’re old enough, you probably don’t care - one hopes you’re not looking for a big loan at 80. And I also wonder - you know - on unsecured debt anyway - what is going to happen? I suppose if your total is high enough they might garnish your wages. But OTOH, many times it’s just avoiding debt collectors, which usually is just not reading that mail, and not answering unknown phone numbers. You know - daily life in 2023.

      I’m not going to suggest you default on your debts (unless it’s in the context of dying without anything in your estate to go after), but I know of plenty of people who manage to go through life for decades basically paying very small amounts to keep foreclosure and tax auctions away, and otherwise just don’t pay bills. The downside is they can’t get loans, and don’t have spare money - but it depends on where you are currently too - maybe that’s just current life anyway.

  • @OldFartPhil@lemm.eeEnglish
    5•2 years ago

    Buy a newer car and increase my 401k contribution. Maybe I could retire a couple of years earlier than I plan to.